Your pay and pension

Find out about different pay and retention options, X factor and your non-contributory pension scheme. Or, complete a questionnaire if you want to see what you may be entitled to.

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Discover my Benefits - Pay and Pensions

Service Pension schemes

  • AFPS 15 (Armed Forces Pension Scheme 2015) – Introduced on 1 April 2015. All Service personnel who are members of an Armed Forces Pension Scheme and will be automatically transferred to AFPS 15, unless they qualify for transitional protection.

  • AFPS 05 (Armed Forces Pension Scheme 2005) – Introduced on 6 April 2005. From that date those joining the Regular Armed Forces were eligible to become members of the Armed Forces Pension Scheme 2005. Members of AFPS 75 were given the opportunity to transfer to the new scheme.

  • RFPS (Reserve Forces Pension Scheme) – Introduced on 6 April 2005 for those joining Full Time Reserve Service. Members of AFPS 75 – FTRS (Full Time Reserve Scheme, part of AFPS 75) were given the opportunity to transfer to RFPS from this date.

  • AFPS 75 (Armed Forces Pension Scheme 1975) – Introduced in 1975 this scheme was closed to new entrants on 5 April 2005.

Armed forces and reserve forces pension schemes: guidance booklets

Pension Administration

Service pensions are administered by Veterans UK.

Email: [email protected]
Freephone (UK only): 0808 1914 2 18
Telephone (overseas): +44 1253 866 043
Hours of Business: 7:30 am to 6:30 pm Monday to Thursday, 7:30 am to 5:00 pm Friday

Pension splitting and divorce

Divorce can be a painful and lengthy process. As part of the divorce process you may be required to divide your assets, and as part of this your pension will be considered.

Where to go for advice?

Splitting pensions is a large and complex subject area. If you need advice and guidance the Forces Pension Society may be able to help answer some of your questions.

It may also be useful to read ‘Armed forces pensions on divorce and dissolution of civil partnerships’ (gov.uk)

Death of an Armed Forces pension scheme member

If you need help with what to do on the death of a member currently in receipt or non-receipt of an armed forces pension go to ‘Death of an Armed Forces Pension Scheme member (gov.uk).

The Forces Pension Society

The Forces Pension Society is an independent, not-for-profit membership funded organisation that acts as a pension watchdog for the whole military community. They provide members of the Armed Forces Pension Schemes and their partners with personalised pension guidance, and empower its members to make better, well-informed choices about their Armed Forces Pension.

The society influences at the ‘top table’, working in collaboration with government for the appropriate delivery of your pension. The society also runs a series of roadshows and other educational sessions to better prepare the Armed Forces community on all pension matters.

For more information, visit the Forces Pension Society website or telephone 020 7820 9988.

Forces Pension Society

War Pension Scheme

Information about compensation schemes for UK serving and former serving personnel injured as a result of their service in the armed forces.

Claiming for compensation – Armed Forces Compensation Scheme and War Pension Scheme, from the MOD and Veterans UK.

If you are making your first claim it is important to review the Customer Journey Maps, so you know what to expect from the claims process.

Service pensions news