Neil Marshall, Forces Pension Society

Wednesday 12th July 2023

The Forces Pension Society (FPS) are pleased to learn via an MoD statement, the much-anticipated launch of the calculator dealing with the AFPS15 Remedy (McCloud) has been confirmed as 1st August 2023.

For the many who are impacted by the Remedy – those who were serving both on or before 31st March 2012 and on or after 1st April 2015 (with any break in service of under 5 years) – this has been an uncertain time since many will need to make pension choices from 1st October.

The calculator will provide an “illustration of pension entitlement” showing a side-by-side comparison of reformed (AFPS 15) and legacy (AFPS 75 or 05) benefits.

In its statement, the MoD cautions that “the calculator is for illustrative purposes only and should not be used for retirement planning.”

 FPS CEO, Neil Marshall said:

“This is a welcome development. 1 August represents a significant waypoint towards providing eligible members of the Armed Forces with greater clarity to assist their decision making.

“For our part, at the Forces Pension Society, we stand ready to help our Members understand their AFPS15 Remedy choices in order to ensure that they are fully equipped to make the best pension choices. It’s what every one of our Members rightly expects from the Society.”

Who are the Forces Pension Society?

The Forces Pension Society is an independent, not-for-profit organisation that acts as a pension watchdog for the entire military community. If you would like to know more about our work and how we empower our 65,000+ Members to make the best pension choices, visit

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