Service personnel and their families can experience difficulty in accessing commercial products and services due to their mobility and time spent outside the UK. To address this, the Ministry of Defence (MOD) has worked with the UK financial sector to improve the ability of armed forces personnel to access financial products.

Help accessing credit

The representative bodies for the financial sector are raising awareness within their membership of how to avoid disadvantage for service personnel and their families. They have worked with MOD to develop a useful guide: Financial Top Tips for Service personnel (, with information on credit rating maximisation, mortgages and loans, BFPO addresses and many types of insurance.

Loans for Armed Forces personnel

The MOD has made it possible for 3 of the UK’s leading credit unions to join forces, Joining Forces Credit Union, and make simple savings accounts and loans available to the Armed Forces members and their families.

Go to Website ( >

Where to go for financial support

The Royal British Legion (RBL) provides Serving personnel with help and guidance with financial matters.